CCRED, UJ 22 November 2016 CCRED Quarterly Review, Teboho Bosiu, Farisai Chin'anga, Lauralyn Kaziboni Funding black industrialists in South Africa CCRED, UJ 22 November 2016 CCRED Quarterly Review, Teboho Bosiu, Farisai Chin'anga, Lauralyn Kaziboni Participation by a greater number of firms and individuals in the South African economy is hindered by a range of barriers identified in recent CCRED studies, including access to finance.