Barriers to Entry

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An overview of the prominent barriers to entry in South Africa’s retail banking industry

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An overview of the prominent barriers to entry in South Africa’s retail banking industry

Nicholas Nhundu

The South African retail banking sector remains highly concentrated with six large banks accounting for more than 90 percent of retail deposits; namely, Standard Bank, Absa, First National Bank, Nedbank, Capitec and Investec.

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Barriers to entry in the South African supermarket industry

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Barriers to entry in the South African supermarket industry

Shingie Chisoro Dube and Reena das Nair

This article draws insights from the study of Fruit and Veg City Ltd (FVC), as a successful entrant into the formal grocery retail market, and further considers the growth of independent retailers.

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The black industrialists programme in context: the real barriers to entry

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The black industrialists programme in context: the real barriers to entry

Anthea Paelo

South Africa has one of the highest levels of income inequality in the world with a Gini coefficient that has remained around 0.65 over the past decade.1 In addition, South Africa’s unemployment rate, using the narrow definition, at 26.4% is very high.2 Much of this has been attributed to the legacy of apartheid during which the majority of South Africans were economically marginalised with few economic opportunities.