CCRED, UJ 19 February 2016 CCRED Quarterly Review, Nicholas Nhundu An overview of the prominent barriers to entry in South Africa’s retail banking industry CCRED, UJ 19 February 2016 CCRED Quarterly Review, Nicholas Nhundu Nicholas NhunduThe South African retail banking sector remains highly concentrated with six large banks accounting for more than 90 percent of retail deposits; namely, Standard Bank, Absa, First National Bank, Nedbank, Capitec and Investec.
